Terms of Use

1. Introduction

Welcome to Michael Fyvie (“we”, “us”, “our”). By accessing our website, you agree to be bound by these Terms of Use (“Terms”, “Terms of Use”), all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you disagree with any part of the terms, you may not access the site.

2. Use License

a. Permission is granted to temporarily download one copy of the materials (information or software) on Michael Fyvie ’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license, you may not:

i. modify or copy the materials;

ii. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);

iii. attempt to decompile or reverse engineer any software contained on Michael Fyvie ‘s website;

iv. remove any copyright or other proprietary notations from the materials; or

v. transfer the materials to another person or “mirror” the materials on any other server.

b. This license shall automatically terminate if you violate any of these restrictions and may be terminated byMichael Fyvie at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials onMichael Fyvie ’s website are provided on an ‘as is’ basis. Michael Fyvie makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall Michael Fyvie or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Michael Fyvie ’s website, even if Michael Fyvie or a Michael Fyvie authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on Michael Fyvie ’s website could include technical, typographical, or photographic errors. Michael Fyvie does not warrant that any of the materials on its website are accurate, complete, or current. Michael Fyvie may make changes to the materials contained on its website at any time without notice. However, Michael Fyvie does not make any commitment to update the materials.

6. Links

Michael Fyvie has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Michael Fyvie of the site. Use of any such linked website is at the user’s own risk.

7. Modifications

Michael Fyvie may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Use.